Prop Firm Genius

Comparing Topstep 150K and Topstep 150K (TopstepX)

Understand the critical differences and use our guide to select the optimal prop firm that minimizes risks, prevents account blow-ups, and maximizes your trading profitability.

Last updated: April 4, 2025

Topstep

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Won 0 sections

Topstep

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Won 2 sections

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Evaluation - Contract RulesFunded - Contract Rules

At first glance, Topstep is more appealing. However, this may not be true for all traders and situations. Since trading behavior and strategies differ, you may need to prioritize certain plan features and not the overall comparison. It's important to put greater weight in key plan features like fees, drawdown rules and consistency requirements.

Introduction

You've finally mastered your trading strategy and are consistently profitable while paper trading. Now, it's time to scale your account. Prop firms are great for making money, but if you're not careful the wrong plan will cost you hundreds of dollars in fees and payout limitations. We'll compare Topstep 150K and Topstep 150K (TopstepX) to help you find the best plan for you to get started. I'll walk you through the pros and cons of each plan.

There are 4 key areas we'll compare:

  • Evaluation Phase
  • Fees
  • Payouts
  • Funded Phase

As a reminder, here's how starting up your prop firm account will work. First, you'll need to pass an evaluation. In the evaluation phase, you'll be asked to demonstrate your proficiency. You must reach a profit target while following the rules of the evaluation to pass. You'll pay a fee (usually monthly, occasionally one time only) while in the evaluation phase. If you fail, most accounts will let you pay to try again but this can be come expensive fast. This is why understanding plan rules using Prop Firm Genius is so important.

After the evaluation, you will have to pay an activation fee (if required by the plan) and then you'll be funded with a certain amount of capital. Again, if you don't adhere to the risk rules laid out by the prop firm, your account will fail and you'll need to reset. Some firms may require you to start back at the evaluation phase.

During the funded phase, you finally have the opportunity to qualify for a payout on the profit you make. The payout rules between firms can vary and effect how much of the money you are entitled to and how fast you will receive them.

Let's walk through each of these areas and see how Topstep 150K and Topstep 150K (TopstepX) compare.

Evaluation Phase

Basic Trading Rules

Topstep requires 1 evaluation step with a profit target of $9,000 (6%), while Topstep needs 1 step targeting $9,000 (6%). While a smaller profit target is better, Prop Firm Genius doesn't consider it a major factor. Most plans have similar targets and it's much more important to pay attention to the rules to hit that target than the target itself. Traders must complete 2 minimum trading days with Topstep compared to 2 with Topstep.

Topstep:
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Topstep:
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MetricTopstepTopstep
Starting Balance
$150,000
$150,000
Steps Required
1
1
Profit Target
$9,000 (6%)
$9,000 (6%)
Min Trading Days
2
2
Time Between Trades
N/A
N/A
Payouts Available Post Pass
Yes
Yes

Drawdown Rules

Drawdown rules may be the single most important rule. One of our key pieces of advice we give traders is pay attention to the drawdown type not just the amount.

Topstep allows a maximum drawdown of $4,500 (3%) with End of Day rules, while Topstep permits $4,500 (3%) End of Day.

End of Day drawdowns are more trader friendly, as you have time to recover and stick through a trade.

Topstep:
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Topstep:
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MetricTopstepTopstep
Max Drawdown Amount
$4,500
$4,500
Max Drawdown Rate
3%
3%
Drawdown Type
End of Day
End of Day
Drawdown Calculation
Trailing | Realized
Trailing | Realized
Drawdown Timeframe
End of Day
End of Day
Balance Buffer After DD
$0
$0
Balance That Ends DD
$154,500
$154,500

Loss Limit Rules

Topstep enforces a daily loss limit of $3,000 (2%) with Intra-Day (Realized) rules, while Topstep allows up to $0 (0%) None.

Topstep:
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Topstep:
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MetricTopstepTopstep
Daily Loss Limit
$3,000 (2%)
$0 (0%)
Daily Loss Limit Type
Intra-Day (Realized)
None
Max Loss After DD
$150,000
$150,000
Loss Limit Formula
Starting Balance
Starting Balance
DLL Auto-liquidation
No
No

Contract Rules

Topstep allows up to 15 full contracts and 15 micro contracts during evaluation, while Topstep permits 15 full and 150 micro contracts.

The contract ratios are important to know based on your strategy. A higher max contract will give greater flexibility but also greater risk.

Topstep:
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Topstep:
1
Section Winner: Topstep
MetricTopstepTopstep
Max Full Contracts
15
15
Max Micro Contracts
15
150
Full:Micro Ratio
1:1
1:10

Consistency & Scaling Rules

Topstep requires 50% consistency and does not offer scaling, while Topstep requires 50% consistency and does not offer scaling.

Consistency is one of the most common rules that causes evaluation failures.

Topstep:
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Topstep:
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MetricTopstepTopstep
Consistency Required
Yes
Yes
Consistency Rate
50%
50%
Scaling Available
No
No
Scaling Details
N/A
N/A
Inactivity Limit
N/A
N/A

Fees

Fee Structure

Topstep charges monthly evaluation fees of $375, while Topstep charges monthly fees of $375.

For evaluation resets, Topstep charges $149 for evaluation resets, while Topstep charges $149 for evaluation resets.

Once funded, Topstep requires a $149 activation fee and charges no monthly fees. Topstep requires a $149 activation fee and charges no monthly fees.

For funded accounts, Topstep does not allow funded resets, while Topstep does not allow funded resets.

Topstep:
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Topstep:
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MetricTopstepTopstep
Evaluation Fee
$149 (60% off $375) Monthly
$149 (60% off $375) Monthly
Eval Reset Fee
$149
$149
Eval Resets Allowed
0
0
Funded Activation Fee
$149
$149
Funded Monthly Fee
$0
$0
Funded Reset Fee
$0
$0
Funded Resets Allowed
No
No
Funded Reset Count
0
0
Reset Recovery Window
0 days
0 days

Payouts

Basic Rules

Payout rules affect both the amount you get paid and how fast that money gets to your bank account.

Topstep offers a 90% profit split requiring 5.25 trading days per payout, while Topstep provides 90% with 5.25 trading days needed.

Topstep:
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Topstep:
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MetricTopstepTopstep
Profit Split
90%
90%
Min Trading Days
0
0
Trading Days Per Payout
5.25
5.25
Min Winning Days
5
5
Min Profit Per Winning Day
$200
$200
First Payout Ends Drawdown
Yes
Yes

Amount Limits

Topstep requires a minimum account balance of $0 and minimum payout of $125, with limits of Yes (More Info) per payout (short-term) and Up to $5000 or 50% of account balance per request until 30 non-consecutive winning days, then 100% anytime (full-term). Topstep requires $0 balance and $125 minimum payout, with limits of Yes (More Info) per payout (short-term) and Up to $5000 or 50% of account balance per request until 30 non-consecutive winning days, then 100% anytime (full-term).

You are entitled to $10,000 pre-split with Topstep and $10,000 with Topstep before profit sharing is applied.

Topstep:
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Topstep:
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MetricTopstepTopstep
Min Account Balance
$0
$0
Min Payout Amount
$125
$125
Amount Pre-Split
$10,000
$10,000
Max Amount (Short)
Yes (More Info)
Yes (More Info)
Max Amount (Full)
Up to $5000 or 50% of account balance per request until 30 non-consecutive winning days, then 100% anytime
Up to $5000 or 50% of account balance per request until 30 non-consecutive winning days, then 100% anytime
Max Payouts Per Month
4
4
Before Drawdown Ends
$Ends drawdown
$Ends drawdown

Timing & Approvals

Topstep requires 0 days for short-term and 0 days for full-term payout requests, with 1-3 Days approvals needed for short-term and 1-3 Business Days for full-term payouts. Their deposit timeline is 1-10 days.

Topstep requires 0 days for short-term and 0 days for full-term requests, with 1-3 Days approvals needed for short-term and 1-3 Business Days for full-term payouts. Their deposit timeline is 1-10 days.

Topstep:
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Topstep:
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MetricTopstepTopstep
Request Days (Short)
0 days
0 days
Request Days (Full)
0 days
0 days
Approvals (Short)
1-3 Days
1-3 Days
Approvals (Full)
1-3 Business Days
1-3 Business Days
Deposit Timeline
1-10 Days
1-10 Days

Funded Phase

Funded Trading Rules

Topstep allows 5 concurrent accounts, while Topstep allows 5 concurrent accounts. Concurrent accounts are a great way to scale up your account. You'll pay more in fees but there's less trade management for a higher return potential.

A max risk:reward can limit your trading, make sure your backtest results are in line withe the plan's limits.

Topstep:
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Topstep:
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MetricTopstepTopstep
Starting Balance
$150,000
$150,000
Concurrent Accounts
5
5
Max Risk:Reward
N/A
N/A

Drawdown Rules

Drawdown rules may be the single most important rule. One of our key pieces of advice we give traders is pay attention to the drawdown type not just the amount.

Topstep has a End of Day drawdown limit of $4,500 (3%) with Trailing calculation, while Topstep uses a End of Day limit of $4,500 (3%).

End of Day drawdowns are more trader friendly, as you have time to recover and stick through a trade.

Topstep:
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Topstep:
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MetricTopstepTopstep
Max Drawdown
$4,500 (3%)
$4,500 (3%)
Drawdown Type
End of Day
End of Day
Calculation Method
Trailing | Realized
Trailing | Realized
Drawdown Timeframe
End of Day
End of Day
Balance Buffer After DD
$0
$0
Balance That Ends DD
$154,500
$154,500

Loss Limit Rules

Topstep enforces a funded daily loss limit of $3,000 (2%) with Intra-Day (Unrealized) rules, while Topstep allows up to $0 (0%) None.

Topstep:
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Topstep:
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MetricTopstepTopstep
Daily Loss Limit
$3,000 (2%)
$0 (0%)
Daily Loss Limit Type
Intra-Day (Unrealized)
None
Max Loss After DD
$150,000
$150,000
Loss Limit Formula
Starting Balance
Starting Balance
DLL Auto-liquidation
No
No

Contract Rules

Topstep allows up to 15 full contracts and 15 micro contracts in funded accounts, while Topstep permits 15 full and 150 micro contracts.

Higher max contracts means more potential return, but also more risk.

Topstep:
0
Topstep:
1
Section Winner: Topstep
MetricTopstepTopstep
Max Full Contracts
15
15
Max Micro Contracts
15
150
Full:Micro Ratio
1:1
1:10

Consistency & Scaling Rules

Topstep has no consistency requirements and offers scaling, while Topstep has no consistency requirements and offers scaling. Consistency is one of the most common rules that causes account blow ups.

Topstep:
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Topstep:
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MetricTopstepTopstep
Consistency Required
No
No
Consistency Rate
N/A
N/A
Scaling Available
Yes
Yes
Scaling Details
- Below $1,500: 3 Contracts - $1,500 - $2,000: 4 Contracts - $2,000 - $3,000: 5 Contracts - $3,000 - $4,500: 10 Contracts - Above $4,500: 15 Contracts
- Below $1,500: 3 Contracts - $1,500 - $2,000: 4 Contracts - $2,000 - $3,000: 5 Contracts - $3,000 - $4,500: 10 Contracts - Above $4,500: 15 Contracts
Inactivity Limit
30 days
30 days